Blog Archive

3/23/17

Why Tiffany?

“Tiffany stocks”的图片搜索结果Since 1837, Tiffany has become the world famous jewelry brand and the United States hall design door. It is one of my favorite jewelry brands. Since I bought 150 stocks of Tiffany, I've been gaining money.  
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Tiffany is one of the most stable stock in a good way. I bought Michael Kors and Loews at a same time. These two companies, especially MK has been going down for most the time and Loews wasn't gaining too much like Tiffany.  Tiffany's market value is 11.745 billion at opening at 94 and now is 94.37. Last closing was 93.83. The daily volume is 156.51 million and the average of 10 days volume is 256.68 million.

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First of all, in my opinion, this trade is conservative because the price of it is not cheap but also not too expensive which makes people would like to try to invest. Tiffany's products are good for women from age 28 to 54. Although they say their products are basiclly for 28 to 54, I can always find a product that satisfy me at their store and I'm only 18. When I bought their products, I was 16. Their products are variety and a little expensive which is a good choice for important presents like engage rings, 18th birthday presents, celebration of graduating colleges and so on. People will pay 200 hundred dollars for a good quality and nice looking jewelry.  





“Tiffany stocks”的图片搜索结果
“Tiffany rings”的图片搜索结果Secondly, Tiffany is a really popular company that everyone know. It is one of the top five jewelry companies in the world. Apple, Starbucks, McDonald's and Boeing companies are popular too. That is one of the reason why so many people invested in those companies and these companies are getting bigger so those who bought their stocks gained a lot. We can see Tiffany everywhere, same as Swarovski but Swarovski doesn't have that many variety products as Tiffany and Swarovski is more expensive than Tiffany. Compare these two top designing jewelry companies, Tiffany wins people hearts more than Swarovski. Swarovski focuses more on crystal and diamonds and these materials actually don't worth the prices Swarovski gives.  Tiffany has those materials too but they also have gold, silver, platinum, and everything. The most important is, Tiffany's designers are better than Swarovski's. There designers do excellent works to make Tiffany's products worth the prices and attract people to buy their products. Swarovski always losses but Tiffany nearly never.


相关图片Thirdly, people are becoming richer than before which means people's living quality are much better than before. Maybe people would be satisfied if she got a twenty dollars ring for 18th birthday but now she can only be satisfied if she can get a two hundred dollars one. If there many people are rich and they can afford that much money to buy a ring as a present, that means this type of companies will earn a lot of money.
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I buy both Swarovski and Tiffany. Tiffany's products' color, design, and prices are better. If I need to choose my wedding ring, I will go to Tiffany first.



3/18/17

Not a Waste

To be educated is important to everyone. The quality of education is also significant. Before children go to school, parents are their teachers for everything. Children will be taught the basic knowledge and how to say at least mum and dad at home by their parents. Is it not easy for the parents who stay home because they are not only thinking about money but also how to raise their children well. The ones who go to work everyday don’t need to face children 24/7 when they get home they can go take a rest but those who stay home are actually the ones that works 24/7 for children, husbands, and wives.

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  Mums are the ones mostly stay home to take care children so mums’ education levels are important. Because she needs to teach children all the time at home if she wasn’t educated well enough, the children will become shadows of her. So it is not a waste for women to be educated. Do you want to marry a wife who doesn’t know anything? Won’t you be afraid of what your wife will teach your children? Also, who wants a not educated woman to be his wife?

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Many parents choose to home school their kids. If the one who stays home doesn’t have good education, how can he or she teach kids? And you don’t have enough money to pay for schools, how will the kids become in the future? Why do we go to school? Because school doesn’t only teach knowledge it also likes a little society to teach you about life, to prepare you for the bigger society.


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Parents are like the guards on your road to seek the world. They need to teach you to have good manners before you go to school. They need to teach you how to talk and the way you talk. That’s why children are like mirrors to their parents.
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Mums bear a lot of things at home. They need to pour their knowledge they earn to children. If the knowledge is not good, the children will be far from their roads. My mum’s education level is higher than my dad’s so they decided to let my mum stay home to take care of me before I go to elementary school.


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She taught me how and why I should be nice to people around me. Taught me English before the school even taught me, taught me Chinese history that’s not on text book, taught me how to solve math problems easier than how my teacher taught me, taught me that women need to be strong like men but don’t look like men. She’s the one gives me information of this world before she let me go and my dad gives me the chance to touch this world. One prepares my knowledge, the other one prepare enough money to feed me, and both of them are great parents, both strict but kind.

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Children are the future of the world. No one wants their children lose before the real life hunger game. If educating women is a waste, do you want your daughter not be educated?
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3/9/17

balance of trade

Donald Trump is trying to put more pressure on Japan, Germany, and some other countries that have unfavorable balance of trade with America. This pressure will force this country to buy more commodities and military supplies from America to increase the percentage of employment rate and to reduce 500 million dollars unfavorable balance of trade.
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Unfavorable balance of trade means a country’s foreign savings are reducing. Its commodities have less competitiveness which is effective to its ministry of foreign trade. If the trade is going too bad will fasten the loss of domestic resources which will increase the IRS and affect national economy. If a country always has unfavorable balance, its currency will be devalued which will bring the outflow of national income.
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The reason why Trump is putting lots of pressure of Japan is they have many trade disputes. The cost of trade disputes is America’s economy is too prosperity and its needs of society is huge. Compare to America, Japan doesn’t have a good prosperity national econemy like America so Japan needs to buy commodities from America to satisfy its needs of society. However, their needs of society don’t need much military supplies from America. Those commodities are not as expensive as military supplies so America can’t really get much money from selling those so Trump is trying to force Japan to buy more military supplies to fill the huge holes of IRS.
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Furthermore, when Japan is buying more commodities from America, it needs more money from America too. So “dollar” will become more and more valuable than before because everyone is buying from America which mean giving America its currency back and makes the currency value more.
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The outcome of this is inflation. If America’s currency keeps going up, no one will end up buying anything from America because is too expensive. If a country has no income, it has to borrow money from other country which put more pressure on people, people need to pay more tax. It is a vicious cycle for America. America already has a huge IRS, it can’t have anymore.
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Put away Japan, China is also has an unfavorable balance of trade with America. This is one of the reason the rate of currency of China value so less to America like 1 to 6.88 now. This is not good to both country so both countries are trying to find a way of likely balance of trade to bring up the value of RMB and lower the value of dollars.
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Nothing is absolute good. Both favorable and unfavorable are not good if they are out of control. Although favorable balance of trade might sound good, it can always brings dispute to national economy. Even when a country gets lots of other currencies, it might can’t use is completely. If it doesn’t use any other currencies, it is also a waste of money. Favorable balance of trade will increase the value of currency just like America. When the currency reach the highest point, it is zero. Just like you have all the abilities of drawing, everyone consider you as a great drawer but no one will pay you to draw a picture for them.

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The balance of trading is hard to control and every country is trying to make a likely balance trading with every other countries. Trump is doing thing on a right way this time just like what a business man should do as a president.

3/4/17

Mask

I’m reading a book names “Unfamiliar Chinese”. This book is basically talking about what many Chinese are doing, and going through during the fast economy developing generation under the cover of a beautiful mask of high GDP. I read three chapters already and I’ll talk about the first chapter today.


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The title of first chapter is, “the Prisoners of a Country” and the first part of this chapter is, “the enemies of a Country“. Back in the early 2000s, many Chinese were still super poor. People dreamed to become rich like crazy everyday but they didn’t have money. One lady, named Wu, had an idea of borrowing money from many people which called illegally collected. She collected at least 7.7 billion dollars from 66 different relatives, friends, and underground lenders. However, she successfully won the first bucket of gold when she first borrowed money by opening the first message house in town. Then, she couldn’t stop. She began her loan for a long run though she successfully established the “natural color” group company.


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In China, banks won’t lend money to the companies’ funds less than 3000 million dollars. As counting, banks will only lend money to around 15% of medium small companies which mean only 150 companies can have fund shortly from the banks in 1000. Wu only had less than 1000 million, so she had to step on that illegal road to change her life. Wu’s company affected the society big and the government started to pay attention on her and found out that she collected money illegally. What is the meaning of collecting illegally? Borrow money from too many people without paying lenders interests legally. This way can make Wu earn more money than borrow money from banks. She was almost executed by the government not even the court. This event made people angry; the government had to reconsider so she was stayed of executed.


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 In my opinion, the government should make Wu executed because there were many lenders that couldn’t find out. Plus, illegally collecting money was not murdering, the government shouldn’t make such a big deal to just let Wu become a victim of warning. This event happened; the government should reconsider the law of loan. If the law wasn’t strict like that many people can have better lives than before, isn’t it also benefit the country’s GDP? The government said, the “original color” company has affected the country’s economy, if they lower the loan conditions, how would Wu’s event happen?


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The government removed a village right next to my house just because that village made my hometown looked bad. They had “carefully considered” and decided to removed the village and establish a “better village in town” by reforming the village to modern buildings. Although the point maybe good, the money it cost was uncountable and who pay for that, the people. The rich who used their lives to earn more money, the poor who struggle everyday of living, the middle class who might only have money for today’s life and don’t know where to go tomorrow. Although the government gave the villagers better houses than before, many of them have more than one house now, do modern buildings really “make a city look better” than the historical buildings that saved from ancient? Villagers became rich one night by selling their houses. So historical relics became modern buildings, modern buildings became cash, cash makes more poor people, what’s the point? When those lack of educated villagers have money, they want to follow the “world steps”, which is go travel the world. When they go aboard, they still have their bad habits just like in China, and that make Chinese and China look even worse. What’s the point of reforming the village? And the government took most money from rebuilding village so the modern buildings are dangerous to live. Does it mean all the money has been wasted? If yes, why didn’t the government use the money to consolidate the old buildings and use the rest of the money to build more schools for those villages who never even read primary school Chinese books before? (Yes we learned Chinese in China.)


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I know monsters are cover by beauties skins but sometimes face lifting is better than make up.


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 I think there is English translate, if you are interested in this book you can search online or if you think this book will help the other Chinese exchange students, I’ll lend it to them.